Claim Free Credit

For individuals who have obtained their annual free credit score report but need to check again for making sure they are correct, purchasing the report can be an alternative. You can purchase it by paying about $30 and it can be done easily through various sites which offer this reporting service.

This is necessary for individuals who have found out claim free credit discrepancies in their reports and also who do not believe that the reporting agency can correct it on time.

How Can You Fix the Discrepancies in the Credit Report?

When discrepancies are found in a credit report, which may be due to the negligence of the lender as well as due to fraud, your credit reporting company requires receiving the letter through Certified Mail along with Return Receipt mentioning the discrepancies with the statement which says that 30 days are given to remove the discrepancies according to Federal Fair Credit Reporting Act, otherwise legal action can be taken for character defamation. Getting online free credit report is the consumer's right and it can be thought as his responsibility.